Market Overview
Home Prices in Windsor Mill, MD
The median home value in Windsor Mill, MD is $329,697 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Windsor Mill are priced20% below average. Windsor Mill is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Windsor Mill home values have risen by approximately14.1%, reflecting steady appreciation in this market.
Price History
Windsor Mill Home Price Trend
City Comparison
Windsor Mill vs. National Median
At $329,697, homes in Windsor Mill cost 20% below the national median of $410,000. This makes Windsor Mill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Windsor Mill?
20% Down Payment
$65,939
on $329,697
Monthly P&I
$1,720/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,184/mo
incl. taxes & insurance
Income Needed
$87,360
gross annual (30% rule)
10% Down Option
$32,970
+ PMI applies
Loan Amount (20% dn)
$263,758
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Windsor Mill, MD?
The median home value in Windsor Mill is $329,697 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Windsor Mill?
Over the past year, home values in Windsor Mill have decreased by 0.2%. Over five years, prices have risen approximately 14.1%.
How much do I need to earn to buy a home in Windsor Mill?
To comfortably afford the median home price of $329,697 with a 20% down payment ($65,939) at today's rates (6.8%), you'd need a gross annual income of approximately $87,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Windsor Mill compare to the national average home price?
The national median home value is approximately $410,000. At $329,697, homes in Windsor Mill are 20% below the national average.
What metro area is Windsor Mill part of?
Windsor Mill is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.