Home›Maryland›Woodstock
📍 Woodstock, MD · Zillow ZHVI · July 2026

Average Home Price in
Woodstock, MD

Baltimore-Columbia-Towson, MD metro area · Baltimore County County

Median Home Value
$658,599
↓ 0.7% year-over-year
vs. National Median
$410,000
Woodstock is 61% above
Est. Monthly Payment
$3,435/mo
20% down · 6.8% rate
Income Needed
$174K
gross annual (30% rule)
Median Home Value
$658,599
↓ 0.7% year-over-year
Down Payment (20%)$131,720
Monthly P&I$3,435/mo
With Taxes & Ins.~$4,362/mo
Income Needed$174,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Woodstock, MD

The median home value in Woodstock, MD is $658,599 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and up 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Woodstock are priced61% above average. Woodstock is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, Woodstock home values have risen by approximately17.6%, reflecting steady appreciation in this market.

City Comparison

Woodstock vs. National Median

🏠 Woodstock
$658,599
National Median
$410,000

At $658,599, homes in Woodstock cost 61% above the national median of $410,000. Buyers in Woodstock should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Woodstock?

20% Down Payment
$131,720
on $658,599
Monthly P&I
$3,435/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,362/mo
incl. taxes & insurance
Income Needed
$174,480
gross annual (30% rule)
10% Down Option
$65,860
+ PMI applies
Loan Amount (20% dn)
$526,879
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Woodstock, MD?
The median home value in Woodstock is $658,599 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Woodstock?
Over the past year, home values in Woodstock have decreased by 0.7%. Over five years, prices have risen approximately 17.6%.
How much do I need to earn to buy a home in Woodstock?
To comfortably afford the median home price of $658,599 with a 20% down payment ($131,720) at today's rates (6.8%), you'd need a gross annual income of approximately $174,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Woodstock compare to the national average home price?
The national median home value is approximately $410,000. At $658,599, homes in Woodstock are 61% above the national average.
What metro area is Woodstock part of?
Woodstock is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.