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📍 Woolford, MD · Zillow ZHVI · July 2026

Average Home Price in
Woolford, MD

Cambridge, MD metro area · Dorchester County County

Median Home Value
$544,546
↑ 4.4% year-over-year
vs. National Median
$410,000
Woolford is 33% above
Est. Monthly Payment
$2,840/mo
20% down · 6.8% rate
Income Needed
$144K
gross annual (30% rule)
Median Home Value
$544,546
↑ 4.4% year-over-year
Down Payment (20%)$108,909
Monthly P&I$2,840/mo
With Taxes & Ins.~$3,607/mo
Income Needed$144,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Woolford, MD

The median home value in Woolford, MD is $544,546 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 6.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Woolford are priced33% above average. Woolford is part of the Cambridge, MD metro area.

Over the past five years, Woolford home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.

City Comparison

Woolford vs. National Median

🏠 Woolford
$544,546
National Median
$410,000

At $544,546, homes in Woolford cost 33% above the national median of $410,000. Buyers in Woolford should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Woolford?

20% Down Payment
$108,909
on $544,546
Monthly P&I
$2,840/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,607/mo
incl. taxes & insurance
Income Needed
$144,280
gross annual (30% rule)
10% Down Option
$54,455
+ PMI applies
Loan Amount (20% dn)
$435,637
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Woolford, MD?
The median home value in Woolford is $544,546 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Woolford?
Over the past year, home values in Woolford have increased by 4.4%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Woolford?
To comfortably afford the median home price of $544,546 with a 20% down payment ($108,909) at today's rates (6.8%), you'd need a gross annual income of approximately $144,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Woolford compare to the national average home price?
The national median home value is approximately $410,000. At $544,546, homes in Woolford are 33% above the national average.
What metro area is Woolford part of?
Woolford is part of the Cambridge, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.