📍 Detroit, MI · Zillow ZHVI · July 2026

Average Home Price in
Detroit, MI

Detroit-Warren-Dearborn, MI metro area · Wayne County County

Median Home Value
$77,245
↓ 5.1% year-over-year
vs. National Median
$410,000
Detroit is 81% below
Est. Monthly Payment
$403/mo
20% down · 6.8% rate
Income Needed
$20K
gross annual (30% rule)
Median Home Value
$77,245
↓ 5.1% year-over-year

Down Payment (20%)$15,449
Monthly P&I$403/mo
With Taxes & Ins.~$512/mo
Income Needed$20,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Detroit, MI

The median home value in Detroit, MI is $77,245 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.1% compared to a year ago and up 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Detroit are priced81% below average. Detroit is part of the Detroit-Warren-Dearborn, MI metro area.

Over the past five years, Detroit home values have risen by approximately5.0%, reflecting modest growth in this market.

City Comparison

Detroit vs. National Median

🏠 Detroit
$77,245
National Median
$410,000

At $77,245, homes in Detroit cost 81% below the national median of $410,000. This makes Detroit a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Detroit?

20% Down Payment
$15,449
on $77,245
Monthly P&I
$403/mo
30-yr @ 6.8%
Total Monthly Est.
~$512/mo
incl. taxes & insurance
Income Needed
$20,480
gross annual (30% rule)
10% Down Option
$7,725
+ PMI applies
Loan Amount (20% dn)
$61,796
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Detroit, MI?
The median home value in Detroit is $77,245 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.1% year-over-year.
How much have home prices changed in Detroit?
Over the past year, home values in Detroit have decreased by 5.1%. Over five years, prices have risen approximately 5.0%.
How much do I need to earn to buy a home in Detroit?
To comfortably afford the median home price of $77,245 with a 20% down payment ($15,449) at today's rates (6.8%), you'd need a gross annual income of approximately $20,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Detroit compare to the national average home price?
The national median home value is approximately $410,000. At $77,245, homes in Detroit are 81% below the national average.
What metro area is Detroit part of?
Detroit is part of the Detroit-Warren-Dearborn, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.