Market Overview
Home Prices in Adams, MN
The median home value in Adams, MN is $247,434 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Adams are priced40% below average. Adams is part of the Austin, MN metro area.
Over the past five years, Adams home values have risen by approximately40.9%, reflecting strong long-term appreciation in this market.
Price History
Adams Home Price Trend
2020
$150,200
$150K
—
2021
$175,629
$176K
+16.9%
2022
$203,805
$204K
+16.0%
2023
$201,590
$202K
-1.1%
2024
$215,521
$216K
+6.9%
2025
$232,768
$233K
+8.0%
2026
$247,434
$247K
+6.3%
City Comparison
Adams vs. National Median
🏠 Adams
$247,434
National Median
$410,000
At $247,434, homes in Adams cost 40% below the national median of $410,000. This makes Adams a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Adams?
20% Down Payment
$49,487
on $247,434
Monthly P&I
$1,290/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,638/mo
incl. taxes & insurance
Income Needed
$65,520
gross annual (30% rule)
10% Down Option
$24,743
+ PMI applies
Loan Amount (20% dn)
$197,947
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Adams, MN?
The median home value in Adams is $247,434 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Adams?
Over the past year, home values in Adams have increased by 6.3%. Over five years, prices have risen approximately 40.9%.
How much do I need to earn to buy a home in Adams?
To comfortably afford the median home price of $247,434 with a 20% down payment ($49,487) at today's rates (6.8%), you'd need a gross annual income of approximately $65,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Adams compare to the national average home price?
The national median home value is approximately $410,000. At $247,434, homes in Adams are 40% below the national average.
What metro area is Adams part of?
Adams is part of the Austin, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.