Market Overview
Home Prices in Bertha, MN
The median home value in Bertha, MN is $233,435 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bertha are priced43% below average. Bertha is part of the Fergus Falls, MN metro area.
Over the past five years, Bertha home values have risen by approximately30.5%, reflecting strong long-term appreciation in this market.
Price History
Bertha Home Price Trend
City Comparison
Bertha vs. National Median
At $233,435, homes in Bertha cost 43% below the national median of $410,000. This makes Bertha a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bertha?
20% Down Payment
$46,687
on $233,435
Monthly P&I
$1,217/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,546/mo
incl. taxes & insurance
Income Needed
$61,840
gross annual (30% rule)
10% Down Option
$23,344
+ PMI applies
Loan Amount (20% dn)
$186,748
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bertha, MN?
The median home value in Bertha is $233,435 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Bertha?
Over the past year, home values in Bertha have increased by 7.9%. Over five years, prices have risen approximately 30.5%.
How much do I need to earn to buy a home in Bertha?
To comfortably afford the median home price of $233,435 with a 20% down payment ($46,687) at today's rates (6.8%), you'd need a gross annual income of approximately $61,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Bertha compare to the national average home price?
The national median home value is approximately $410,000. At $233,435, homes in Bertha are 43% below the national average.
What metro area is Bertha part of?
Bertha is part of the Fergus Falls, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.