Market Overview
Home Prices in Bird Island, MN
The median home value in Bird Island, MN is $186,248 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.6% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bird Island are priced55% below average.
Over the past five years, Bird Island home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.
Price History
Bird Island Home Price Trend
2020
$117,019
$117K
—
2021
$136,864
$137K
+17.0%
2022
$164,339
$164K
+20.1%
2023
$172,045
$172K
+4.7%
2024
$171,456
$171K
-0.3%
2025
$173,054
$173K
+0.9%
2026
$186,248
$186K
+7.6%
City Comparison
Bird Island vs. National Median
🏠 Bird Island
$186,248
National Median
$410,000
At $186,248, homes in Bird Island cost 55% below the national median of $410,000. This makes Bird Island a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bird Island?
20% Down Payment
$37,250
on $186,248
Monthly P&I
$971/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,233/mo
incl. taxes & insurance
Income Needed
$49,320
gross annual (30% rule)
10% Down Option
$18,625
+ PMI applies
Loan Amount (20% dn)
$148,998
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bird Island, MN?
The median home value in Bird Island is $186,248 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.6% year-over-year.
How much have home prices changed in Bird Island?
Over the past year, home values in Bird Island have increased by 7.6%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Bird Island?
To comfortably afford the median home price of $186,248 with a 20% down payment ($37,250) at today's rates (6.8%), you'd need a gross annual income of approximately $49,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Bird Island compare to the national average home price?
The national median home value is approximately $410,000. At $186,248, homes in Bird Island are 55% below the national average.