Market Overview
Home Prices in Breezy Point, MN
The median home value in Breezy Point, MN is $414,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Breezy Point are priced1% above average. Breezy Point is part of the Brainerd, MN metro area.
Over the past five years, Breezy Point home values have risen by approximately31.3%, reflecting strong long-term appreciation in this market.
Price History
Breezy Point Home Price Trend
City Comparison
Breezy Point vs. National Median
At $414,004, homes in Breezy Point cost 1% above the national median of $410,000. Buyers in Breezy Point should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Breezy Point?
20% Down Payment
$82,801
on $414,004
Monthly P&I
$2,159/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,742/mo
incl. taxes & insurance
Income Needed
$109,680
gross annual (30% rule)
10% Down Option
$41,400
+ PMI applies
Loan Amount (20% dn)
$331,203
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Breezy Point, MN?
The median home value in Breezy Point is $414,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Breezy Point?
Over the past year, home values in Breezy Point have increased by 2.5%. Over five years, prices have risen approximately 31.3%.
How much do I need to earn to buy a home in Breezy Point?
To comfortably afford the median home price of $414,004 with a 20% down payment ($82,801) at today's rates (6.8%), you'd need a gross annual income of approximately $109,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Breezy Point compare to the national average home price?
The national median home value is approximately $410,000. At $414,004, homes in Breezy Point are 1% above the national average.
What metro area is Breezy Point part of?
Breezy Point is part of the Brainerd, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.