Market Overview
Home Prices in Circle Pines, MN
The median home value in Circle Pines, MN is $320,871 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Circle Pines are priced22% below average. Circle Pines is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Circle Pines home values have risen by approximately11.4%, reflecting steady appreciation in this market.
Price History
Circle Pines Home Price Trend
City Comparison
Circle Pines vs. National Median
At $320,871, homes in Circle Pines cost 22% below the national median of $410,000. This makes Circle Pines a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Circle Pines?
20% Down Payment
$64,174
on $320,871
Monthly P&I
$1,673/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,125/mo
incl. taxes & insurance
Income Needed
$85,000
gross annual (30% rule)
10% Down Option
$32,087
+ PMI applies
Loan Amount (20% dn)
$256,697
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Circle Pines, MN?
The median home value in Circle Pines is $320,871 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Circle Pines?
Over the past year, home values in Circle Pines have increased by 1.4%. Over five years, prices have risen approximately 11.4%.
How much do I need to earn to buy a home in Circle Pines?
To comfortably afford the median home price of $320,871 with a 20% down payment ($64,174) at today's rates (6.8%), you'd need a gross annual income of approximately $85,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Circle Pines compare to the national average home price?
The national median home value is approximately $410,000. At $320,871, homes in Circle Pines are 22% below the national average.
What metro area is Circle Pines part of?
Circle Pines is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.