📍 Coleraine, MN · Zillow ZHVI · July 2026

Average Home Price in
Coleraine, MN

Grand Rapids, MN metro area · Itasca County County

Median Home Value
$213,923
↑ 2.2% year-over-year
vs. National Median
$410,000
Coleraine is 48% below
Est. Monthly Payment
$1,116/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$213,923
↑ 2.2% year-over-year

Down Payment (20%)$42,785
Monthly P&I$1,116/mo
With Taxes & Ins.~$1,417/mo
Income Needed$56,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Coleraine, MN

The median home value in Coleraine, MN is $213,923 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 6.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Coleraine are priced48% below average. Coleraine is part of the Grand Rapids, MN metro area.

Over the past five years, Coleraine home values have risen by approximately24.8%, reflecting strong long-term appreciation in this market.

City Comparison

Coleraine vs. National Median

🏠 Coleraine
$213,923
National Median
$410,000

At $213,923, homes in Coleraine cost 48% below the national median of $410,000. This makes Coleraine a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Coleraine?

20% Down Payment
$42,785
on $213,923
Monthly P&I
$1,116/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,417/mo
incl. taxes & insurance
Income Needed
$56,680
gross annual (30% rule)
10% Down Option
$21,392
+ PMI applies
Loan Amount (20% dn)
$171,138
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Coleraine, MN?
The median home value in Coleraine is $213,923 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Coleraine?
Over the past year, home values in Coleraine have increased by 2.2%. Over five years, prices have risen approximately 24.8%.
How much do I need to earn to buy a home in Coleraine?
To comfortably afford the median home price of $213,923 with a 20% down payment ($42,785) at today's rates (6.8%), you'd need a gross annual income of approximately $56,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Coleraine compare to the national average home price?
The national median home value is approximately $410,000. At $213,923, homes in Coleraine are 48% below the national average.
What metro area is Coleraine part of?
Coleraine is part of the Grand Rapids, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.