Market Overview
Home Prices in Columbia Heights, MN
The median home value in Columbia Heights, MN is $305,048 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Columbia Heights are priced26% below average. Columbia Heights is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Columbia Heights home values have risen by approximately12.3%, reflecting steady appreciation in this market.
Price History
Columbia Heights Home Price Trend
City Comparison
Columbia Heights vs. National Median
At $305,048, homes in Columbia Heights cost 26% below the national median of $410,000. This makes Columbia Heights a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Columbia Heights?
20% Down Payment
$61,010
on $305,048
Monthly P&I
$1,591/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,021/mo
incl. taxes & insurance
Income Needed
$80,840
gross annual (30% rule)
10% Down Option
$30,505
+ PMI applies
Loan Amount (20% dn)
$244,038
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Columbia Heights, MN?
The median home value in Columbia Heights is $305,048 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Columbia Heights?
Over the past year, home values in Columbia Heights have increased by 1.7%. Over five years, prices have risen approximately 12.3%.
How much do I need to earn to buy a home in Columbia Heights?
To comfortably afford the median home price of $305,048 with a 20% down payment ($61,010) at today's rates (6.8%), you'd need a gross annual income of approximately $80,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Columbia Heights compare to the national average home price?
The national median home value is approximately $410,000. At $305,048, homes in Columbia Heights are 26% below the national average.
What metro area is Columbia Heights part of?
Columbia Heights is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.