Market Overview
Home Prices in Crosby, MN
The median home value in Crosby, MN is $201,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crosby are priced51% below average. Crosby is part of the Brainerd, MN metro area.
Over the past five years, Crosby home values have risen by approximately24.0%, reflecting strong long-term appreciation in this market.
Price History
Crosby Home Price Trend
City Comparison
Crosby vs. National Median
At $201,386, homes in Crosby cost 51% below the national median of $410,000. This makes Crosby a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Crosby?
20% Down Payment
$40,277
on $201,386
Monthly P&I
$1,050/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,334/mo
incl. taxes & insurance
Income Needed
$53,360
gross annual (30% rule)
10% Down Option
$20,139
+ PMI applies
Loan Amount (20% dn)
$161,109
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crosby, MN?
The median home value in Crosby is $201,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Crosby?
Over the past year, home values in Crosby have decreased by 1.5%. Over five years, prices have risen approximately 24.0%.
How much do I need to earn to buy a home in Crosby?
To comfortably afford the median home price of $201,386 with a 20% down payment ($40,277) at today's rates (6.8%), you'd need a gross annual income of approximately $53,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Crosby compare to the national average home price?
The national median home value is approximately $410,000. At $201,386, homes in Crosby are 51% below the national average.
What metro area is Crosby part of?
Crosby is part of the Brainerd, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.