Market Overview
Home Prices in Darwin, MN
The median home value in Darwin, MN is $387,920 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and up 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Darwin are priced5% below average.
Over the past five years, Darwin home values have risen by approximately42.4%, reflecting strong long-term appreciation in this market.
Price History
Darwin Home Price Trend
2020
$238,014
$238K
—
2021
$272,358
$272K
+14.4%
2022
$324,659
$325K
+19.2%
2023
$321,820
$322K
-0.9%
2024
$330,829
$331K
+2.8%
2025
$351,383
$351K
+6.2%
2026
$387,920
$388K
+10.4%
City Comparison
Darwin vs. National Median
🏠 Darwin
$387,920
National Median
$410,000
At $387,920, homes in Darwin cost 5% below the national median of $410,000. This makes Darwin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Darwin?
20% Down Payment
$77,584
on $387,920
Monthly P&I
$2,023/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,569/mo
incl. taxes & insurance
Income Needed
$102,760
gross annual (30% rule)
10% Down Option
$38,792
+ PMI applies
Loan Amount (20% dn)
$310,336
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Darwin, MN?
The median home value in Darwin is $387,920 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in Darwin?
Over the past year, home values in Darwin have increased by 10.4%. Over five years, prices have risen approximately 42.4%.
How much do I need to earn to buy a home in Darwin?
To comfortably afford the median home price of $387,920 with a 20% down payment ($77,584) at today's rates (6.8%), you'd need a gross annual income of approximately $102,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Darwin compare to the national average home price?
The national median home value is approximately $410,000. At $387,920, homes in Darwin are 5% below the national average.