📍 East Gull Lake, MN · Zillow ZHVI · July 2026

Average Home Price in
East Gull Lake, MN

Brainerd, MN metro area · Cass County County

Median Home Value
$705,965
↑ 5.3% year-over-year
vs. National Median
$410,000
East Gull Lake is 72% above
Est. Monthly Payment
$3,682/mo
20% down · 6.8% rate
Income Needed
$187K
gross annual (30% rule)
Median Home Value
$705,965
↑ 5.3% year-over-year

Down Payment (20%)$141,193
Monthly P&I$3,682/mo
With Taxes & Ins.~$4,676/mo
Income Needed$187,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in East Gull Lake, MN

The median home value in East Gull Lake, MN is $705,965 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 8.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in East Gull Lake are priced72% above average. East Gull Lake is part of the Brainerd, MN metro area.

Over the past five years, East Gull Lake home values have risen by approximately39.6%, reflecting strong long-term appreciation in this market.

City Comparison

East Gull Lake vs. National Median

🏠 East Gull Lake
$705,965
National Median
$410,000

At $705,965, homes in East Gull Lake cost 72% above the national median of $410,000. Buyers in East Gull Lake should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in East Gull Lake?

20% Down Payment
$141,193
on $705,965
Monthly P&I
$3,682/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,676/mo
incl. taxes & insurance
Income Needed
$187,040
gross annual (30% rule)
10% Down Option
$70,597
+ PMI applies
Loan Amount (20% dn)
$564,772
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in East Gull Lake, MN?
The median home value in East Gull Lake is $705,965 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in East Gull Lake?
Over the past year, home values in East Gull Lake have increased by 5.3%. Over five years, prices have risen approximately 39.6%.
How much do I need to earn to buy a home in East Gull Lake?
To comfortably afford the median home price of $705,965 with a 20% down payment ($141,193) at today's rates (6.8%), you'd need a gross annual income of approximately $187,040. This assumes keeping total housing costs at or below 30% of gross income.
How does East Gull Lake compare to the national average home price?
The national median home value is approximately $410,000. At $705,965, homes in East Gull Lake are 72% above the national average.
What metro area is East Gull Lake part of?
East Gull Lake is part of the Brainerd, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.