Market Overview
Home Prices in Eden Valley, MN
The median home value in Eden Valley, MN is $307,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eden Valley are priced25% below average. Eden Valley is part of the St. Cloud, MN metro area.
Over the past five years, Eden Valley home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.
Price History
Eden Valley Home Price Trend
City Comparison
Eden Valley vs. National Median
At $307,685, homes in Eden Valley cost 25% below the national median of $410,000. This makes Eden Valley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eden Valley?
20% Down Payment
$61,537
on $307,685
Monthly P&I
$1,605/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,038/mo
incl. taxes & insurance
Income Needed
$81,520
gross annual (30% rule)
10% Down Option
$30,769
+ PMI applies
Loan Amount (20% dn)
$246,148
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eden Valley, MN?
The median home value in Eden Valley is $307,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Eden Valley?
Over the past year, home values in Eden Valley have increased by 4.3%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Eden Valley?
To comfortably afford the median home price of $307,685 with a 20% down payment ($61,537) at today's rates (6.8%), you'd need a gross annual income of approximately $81,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Eden Valley compare to the national average home price?
The national median home value is approximately $410,000. At $307,685, homes in Eden Valley are 25% below the national average.
What metro area is Eden Valley part of?
Eden Valley is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.