Market Overview
Home Prices in Fifty Lakes, MN
The median home value in Fifty Lakes, MN is $470,994 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fifty Lakes are priced15% above average. Fifty Lakes is part of the Brainerd, MN metro area.
Over the past five years, Fifty Lakes home values have risen by approximately35.5%, reflecting strong long-term appreciation in this market.
Price History
Fifty Lakes Home Price Trend
City Comparison
Fifty Lakes vs. National Median
At $470,994, homes in Fifty Lakes cost 15% above the national median of $410,000. Buyers in Fifty Lakes should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fifty Lakes?
20% Down Payment
$94,199
on $470,994
Monthly P&I
$2,456/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,119/mo
incl. taxes & insurance
Income Needed
$124,760
gross annual (30% rule)
10% Down Option
$47,099
+ PMI applies
Loan Amount (20% dn)
$376,795
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fifty Lakes, MN?
The median home value in Fifty Lakes is $470,994 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Fifty Lakes?
Over the past year, home values in Fifty Lakes have increased by 3.8%. Over five years, prices have risen approximately 35.5%.
How much do I need to earn to buy a home in Fifty Lakes?
To comfortably afford the median home price of $470,994 with a 20% down payment ($94,199) at today's rates (6.8%), you'd need a gross annual income of approximately $124,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Fifty Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $470,994, homes in Fifty Lakes are 15% above the national average.
What metro area is Fifty Lakes part of?
Fifty Lakes is part of the Brainerd, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.