Market Overview
Home Prices in Finlayson, MN
The median home value in Finlayson, MN is $279,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Finlayson are priced32% below average.
Over the past five years, Finlayson home values have risen by approximately36.4%, reflecting strong long-term appreciation in this market.
Price History
Finlayson Home Price Trend
2020
$167,207
$167K
—
2021
$204,816
$205K
+22.5%
2022
$252,885
$253K
+23.5%
2023
$251,034
$251K
-0.7%
2024
$264,316
$264K
+5.3%
2025
$268,528
$269K
+1.6%
2026
$279,468
$279K
+4.1%
City Comparison
Finlayson vs. National Median
🏠 Finlayson
$279,468
National Median
$410,000
At $279,468, homes in Finlayson cost 32% below the national median of $410,000. This makes Finlayson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Finlayson?
20% Down Payment
$55,894
on $279,468
Monthly P&I
$1,458/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,852/mo
incl. taxes & insurance
Income Needed
$74,080
gross annual (30% rule)
10% Down Option
$27,947
+ PMI applies
Loan Amount (20% dn)
$223,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Finlayson, MN?
The median home value in Finlayson is $279,468 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Finlayson?
Over the past year, home values in Finlayson have increased by 4.1%. Over five years, prices have risen approximately 36.4%.
How much do I need to earn to buy a home in Finlayson?
To comfortably afford the median home price of $279,468 with a 20% down payment ($55,894) at today's rates (6.8%), you'd need a gross annual income of approximately $74,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Finlayson compare to the national average home price?
The national median home value is approximately $410,000. At $279,468, homes in Finlayson are 32% below the national average.