Market Overview
Home Prices in Freeport, MN
The median home value in Freeport, MN is $421,401 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Freeport are priced3% above average. Freeport is part of the St. Cloud, MN metro area.
Over the past five years, Freeport home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Freeport Home Price Trend
City Comparison
Freeport vs. National Median
At $421,401, homes in Freeport cost 3% above the national median of $410,000. Buyers in Freeport should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Freeport?
20% Down Payment
$84,280
on $421,401
Monthly P&I
$2,198/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,791/mo
incl. taxes & insurance
Income Needed
$111,640
gross annual (30% rule)
10% Down Option
$42,140
+ PMI applies
Loan Amount (20% dn)
$337,121
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Freeport, MN?
The median home value in Freeport is $421,401 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Freeport?
Over the past year, home values in Freeport have increased by 3.5%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Freeport?
To comfortably afford the median home price of $421,401 with a 20% down payment ($84,280) at today's rates (6.8%), you'd need a gross annual income of approximately $111,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Freeport compare to the national average home price?
The national median home value is approximately $410,000. At $421,401, homes in Freeport are 3% above the national average.
What metro area is Freeport part of?
Freeport is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.