Market Overview
Home Prices in Golden Valley, MN
The median home value in Golden Valley, MN is $447,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Golden Valley are priced9% above average. Golden Valley is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Golden Valley home values have risen by approximately10.9%, reflecting steady appreciation in this market.
Price History
Golden Valley Home Price Trend
City Comparison
Golden Valley vs. National Median
At $447,241, homes in Golden Valley cost 9% above the national median of $410,000. Buyers in Golden Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Golden Valley?
20% Down Payment
$89,448
on $447,241
Monthly P&I
$2,333/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,963/mo
incl. taxes & insurance
Income Needed
$118,520
gross annual (30% rule)
10% Down Option
$44,724
+ PMI applies
Loan Amount (20% dn)
$357,793
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Golden Valley, MN?
The median home value in Golden Valley is $447,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Golden Valley?
Over the past year, home values in Golden Valley have increased by 3.7%. Over five years, prices have risen approximately 10.9%.
How much do I need to earn to buy a home in Golden Valley?
To comfortably afford the median home price of $447,241 with a 20% down payment ($89,448) at today's rates (6.8%), you'd need a gross annual income of approximately $118,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Golden Valley compare to the national average home price?
The national median home value is approximately $410,000. At $447,241, homes in Golden Valley are 9% above the national average.
What metro area is Golden Valley part of?
Golden Valley is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.