Market Overview
Home Prices in Holdingford, MN
The median home value in Holdingford, MN is $377,463 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holdingford are priced8% below average. Holdingford is part of the St. Cloud, MN metro area.
Over the past five years, Holdingford home values have risen by approximately37.4%, reflecting strong long-term appreciation in this market.
Price History
Holdingford Home Price Trend
City Comparison
Holdingford vs. National Median
At $377,463, homes in Holdingford cost 8% below the national median of $410,000. This makes Holdingford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holdingford?
20% Down Payment
$75,493
on $377,463
Monthly P&I
$1,969/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,501/mo
incl. taxes & insurance
Income Needed
$100,040
gross annual (30% rule)
10% Down Option
$37,746
+ PMI applies
Loan Amount (20% dn)
$301,970
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holdingford, MN?
The median home value in Holdingford is $377,463 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Holdingford?
Over the past year, home values in Holdingford have increased by 5.2%. Over five years, prices have risen approximately 37.4%.
How much do I need to earn to buy a home in Holdingford?
To comfortably afford the median home price of $377,463 with a 20% down payment ($75,493) at today's rates (6.8%), you'd need a gross annual income of approximately $100,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Holdingford compare to the national average home price?
The national median home value is approximately $410,000. At $377,463, homes in Holdingford are 8% below the national average.
What metro area is Holdingford part of?
Holdingford is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.