Market Overview
Home Prices in Houston, MN
The median home value in Houston, MN is $360,700 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 8.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Houston are priced12% below average. Houston is part of the La Crosse-Onalaska, WI-MN metro area.
Over the past five years, Houston home values have risen by approximately48.4%, reflecting strong long-term appreciation in this market.
Price History
Houston Home Price Trend
City Comparison
Houston vs. National Median
At $360,700, homes in Houston cost 12% below the national median of $410,000. This makes Houston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Houston?
20% Down Payment
$72,140
on $360,700
Monthly P&I
$1,881/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,389/mo
incl. taxes & insurance
Income Needed
$95,560
gross annual (30% rule)
10% Down Option
$36,070
+ PMI applies
Loan Amount (20% dn)
$288,560
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Houston, MN?
The median home value in Houston is $360,700 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Houston?
Over the past year, home values in Houston have increased by 5.3%. Over five years, prices have risen approximately 48.4%.
How much do I need to earn to buy a home in Houston?
To comfortably afford the median home price of $360,700 with a 20% down payment ($72,140) at today's rates (6.8%), you'd need a gross annual income of approximately $95,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Houston compare to the national average home price?
The national median home value is approximately $410,000. At $360,700, homes in Houston are 12% below the national average.
What metro area is Houston part of?
Houston is part of the La Crosse-Onalaska, WI-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.