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📍 Isabella, MN · Zillow ZHVI · July 2026

Average Home Price in
Isabella, MN

Duluth, MN-WI metro area · Lake County County

Median Home Value
$221,711
↑ 1.7% year-over-year
vs. National Median
$410,000
Isabella is 46% below
Est. Monthly Payment
$1,156/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$221,711
↑ 1.7% year-over-year
Down Payment (20%)$44,342
Monthly P&I$1,156/mo
With Taxes & Ins.~$1,468/mo
Income Needed$58,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Isabella, MN

The median home value in Isabella, MN is $221,711 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 4.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Isabella are priced46% below average. Isabella is part of the Duluth, MN-WI metro area.

City Comparison

Isabella vs. National Median

🏠 Isabella
$221,711
National Median
$410,000

At $221,711, homes in Isabella cost 46% below the national median of $410,000. This makes Isabella a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Isabella?

20% Down Payment
$44,342
on $221,711
Monthly P&I
$1,156/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,468/mo
incl. taxes & insurance
Income Needed
$58,720
gross annual (30% rule)
10% Down Option
$22,171
+ PMI applies
Loan Amount (20% dn)
$177,369
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Isabella, MN?
The median home value in Isabella is $221,711 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Isabella?
Over the past year, home values in Isabella have increased by 1.7%.
How much do I need to earn to buy a home in Isabella?
To comfortably afford the median home price of $221,711 with a 20% down payment ($44,342) at today's rates (6.8%), you'd need a gross annual income of approximately $58,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Isabella compare to the national average home price?
The national median home value is approximately $410,000. At $221,711, homes in Isabella are 46% below the national average.
What metro area is Isabella part of?
Isabella is part of the Duluth, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.