Market Overview
Home Prices in Kelliher, MN
The median home value in Kelliher, MN is $178,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kelliher are priced57% below average. Kelliher is part of the Bemidji, MN metro area.
Over the past five years, Kelliher home values have risen by approximately27.9%, reflecting strong long-term appreciation in this market.
Price History
Kelliher Home Price Trend
City Comparison
Kelliher vs. National Median
At $178,296, homes in Kelliher cost 57% below the national median of $410,000. This makes Kelliher a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kelliher?
20% Down Payment
$35,659
on $178,296
Monthly P&I
$930/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,181/mo
incl. taxes & insurance
Income Needed
$47,240
gross annual (30% rule)
10% Down Option
$17,830
+ PMI applies
Loan Amount (20% dn)
$142,637
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kelliher, MN?
The median home value in Kelliher is $178,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Kelliher?
Over the past year, home values in Kelliher have decreased by 0.1%. Over five years, prices have risen approximately 27.9%.
How much do I need to earn to buy a home in Kelliher?
To comfortably afford the median home price of $178,296 with a 20% down payment ($35,659) at today's rates (6.8%), you'd need a gross annual income of approximately $47,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Kelliher compare to the national average home price?
The national median home value is approximately $410,000. At $178,296, homes in Kelliher are 57% below the national average.
What metro area is Kelliher part of?
Kelliher is part of the Bemidji, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.