Market Overview
Home Prices in Kerkhoven, MN
The median home value in Kerkhoven, MN is $206,989 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kerkhoven are priced50% below average. Kerkhoven is part of the Willmar, MN metro area.
Over the past five years, Kerkhoven home values have risen by approximately40.9%, reflecting strong long-term appreciation in this market.
Price History
Kerkhoven Home Price Trend
City Comparison
Kerkhoven vs. National Median
At $206,989, homes in Kerkhoven cost 50% below the national median of $410,000. This makes Kerkhoven a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kerkhoven?
20% Down Payment
$41,398
on $206,989
Monthly P&I
$1,080/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,372/mo
incl. taxes & insurance
Income Needed
$54,880
gross annual (30% rule)
10% Down Option
$20,699
+ PMI applies
Loan Amount (20% dn)
$165,591
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kerkhoven, MN?
The median home value in Kerkhoven is $206,989 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Kerkhoven?
Over the past year, home values in Kerkhoven have increased by 7.5%. Over five years, prices have risen approximately 40.9%.
How much do I need to earn to buy a home in Kerkhoven?
To comfortably afford the median home price of $206,989 with a 20% down payment ($41,398) at today's rates (6.8%), you'd need a gross annual income of approximately $54,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Kerkhoven compare to the national average home price?
The national median home value is approximately $410,000. At $206,989, homes in Kerkhoven are 50% below the national average.
What metro area is Kerkhoven part of?
Kerkhoven is part of the Willmar, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.