📍 Lake Benton, MN · Zillow ZHVI · July 2026

Average Home Price in
Lake Benton, MN

Lincoln County County

Median Home Value
$212,680
↑ 4.7% year-over-year
vs. National Median
$410,000
Lake Benton is 48% below
Est. Monthly Payment
$1,109/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$212,680
↑ 4.7% year-over-year

Down Payment (20%)$42,536
Monthly P&I$1,109/mo
With Taxes & Ins.~$1,408/mo
Income Needed$56,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lake Benton, MN

The median home value in Lake Benton, MN is $212,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lake Benton are priced48% below average.

Over the past five years, Lake Benton home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.

City Comparison

Lake Benton vs. National Median

🏠 Lake Benton
$212,680
National Median
$410,000

At $212,680, homes in Lake Benton cost 48% below the national median of $410,000. This makes Lake Benton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lake Benton?

20% Down Payment
$42,536
on $212,680
Monthly P&I
$1,109/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,408/mo
incl. taxes & insurance
Income Needed
$56,320
gross annual (30% rule)
10% Down Option
$21,268
+ PMI applies
Loan Amount (20% dn)
$170,144
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lake Benton, MN?
The median home value in Lake Benton is $212,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Lake Benton?
Over the past year, home values in Lake Benton have increased by 4.7%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in Lake Benton?
To comfortably afford the median home price of $212,680 with a 20% down payment ($42,536) at today's rates (6.8%), you'd need a gross annual income of approximately $56,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Benton compare to the national average home price?
The national median home value is approximately $410,000. At $212,680, homes in Lake Benton are 48% below the national average.