📍 Lakeland, MN · Zillow ZHVI · July 2026

Average Home Price in
Lakeland, MN

Minneapolis-St. Paul-Bloomington, MN-WI metro area · Washington County County

Median Home Value
$415,426
↑ 1.6% year-over-year
vs. National Median
$410,000
Lakeland is 1% above
Est. Monthly Payment
$2,167/mo
20% down · 6.8% rate
Income Needed
$110K
gross annual (30% rule)
Median Home Value
$415,426
↑ 1.6% year-over-year

Down Payment (20%)$83,085
Monthly P&I$2,167/mo
With Taxes & Ins.~$2,752/mo
Income Needed$110,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lakeland, MN

The median home value in Lakeland, MN is $415,426 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lakeland are priced1% above average. Lakeland is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.

Over the past five years, Lakeland home values have risen by approximately14.9%, reflecting steady appreciation in this market.

City Comparison

Lakeland vs. National Median

🏠 Lakeland
$415,426
National Median
$410,000

At $415,426, homes in Lakeland cost 1% above the national median of $410,000. Buyers in Lakeland should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lakeland?

20% Down Payment
$83,085
on $415,426
Monthly P&I
$2,167/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,752/mo
incl. taxes & insurance
Income Needed
$110,080
gross annual (30% rule)
10% Down Option
$41,543
+ PMI applies
Loan Amount (20% dn)
$332,341
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lakeland, MN?
The median home value in Lakeland is $415,426 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Lakeland?
Over the past year, home values in Lakeland have increased by 1.6%. Over five years, prices have risen approximately 14.9%.
How much do I need to earn to buy a home in Lakeland?
To comfortably afford the median home price of $415,426 with a 20% down payment ($83,085) at today's rates (6.8%), you'd need a gross annual income of approximately $110,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Lakeland compare to the national average home price?
The national median home value is approximately $410,000. At $415,426, homes in Lakeland are 1% above the national average.
What metro area is Lakeland part of?
Lakeland is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.