Market Overview
Home Prices in Lino Lakes, MN
The median home value in Lino Lakes, MN is $462,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lino Lakes are priced13% above average. Lino Lakes is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Lino Lakes home values have risen by approximately15.3%, reflecting steady appreciation in this market.
Price History
Lino Lakes Home Price Trend
City Comparison
Lino Lakes vs. National Median
At $462,705, homes in Lino Lakes cost 13% above the national median of $410,000. Buyers in Lino Lakes should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lino Lakes?
20% Down Payment
$92,541
on $462,705
Monthly P&I
$2,413/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,065/mo
incl. taxes & insurance
Income Needed
$122,600
gross annual (30% rule)
10% Down Option
$46,271
+ PMI applies
Loan Amount (20% dn)
$370,164
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lino Lakes, MN?
The median home value in Lino Lakes is $462,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Lino Lakes?
Over the past year, home values in Lino Lakes have increased by 1.9%. Over five years, prices have risen approximately 15.3%.
How much do I need to earn to buy a home in Lino Lakes?
To comfortably afford the median home price of $462,705 with a 20% down payment ($92,541) at today's rates (6.8%), you'd need a gross annual income of approximately $122,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Lino Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $462,705, homes in Lino Lakes are 13% above the national average.
What metro area is Lino Lakes part of?
Lino Lakes is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.