📍 McGregor, MN · Zillow ZHVI · July 2026

Average Home Price in
McGregor, MN

Aitkin County County

Median Home Value
$286,141
↑ 5.3% year-over-year
vs. National Median
$410,000
McGregor is 30% below
Est. Monthly Payment
$1,492/mo
20% down · 6.8% rate
Income Needed
$76K
gross annual (30% rule)
Median Home Value
$286,141
↑ 5.3% year-over-year

Down Payment (20%)$57,228
Monthly P&I$1,492/mo
With Taxes & Ins.~$1,895/mo
Income Needed$75,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in McGregor, MN

The median home value in McGregor, MN is $286,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 5.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in McGregor are priced30% below average.

Over the past five years, McGregor home values have risen by approximately36.2%, reflecting strong long-term appreciation in this market.

City Comparison

McGregor vs. National Median

🏠 McGregor
$286,141
National Median
$410,000

At $286,141, homes in McGregor cost 30% below the national median of $410,000. This makes McGregor a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in McGregor?

20% Down Payment
$57,228
on $286,141
Monthly P&I
$1,492/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,895/mo
incl. taxes & insurance
Income Needed
$75,800
gross annual (30% rule)
10% Down Option
$28,614
+ PMI applies
Loan Amount (20% dn)
$228,913
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in McGregor, MN?
The median home value in McGregor is $286,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in McGregor?
Over the past year, home values in McGregor have increased by 5.3%. Over five years, prices have risen approximately 36.2%.
How much do I need to earn to buy a home in McGregor?
To comfortably afford the median home price of $286,141 with a 20% down payment ($57,228) at today's rates (6.8%), you'd need a gross annual income of approximately $75,800. This assumes keeping total housing costs at or below 30% of gross income.
How does McGregor compare to the national average home price?
The national median home value is approximately $410,000. At $286,141, homes in McGregor are 30% below the national average.