Market Overview
Home Prices in Motley, MN
The median home value in Motley, MN is $269,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Motley are priced34% below average. Motley is part of the Brainerd, MN metro area.
Over the past five years, Motley home values have risen by approximately35.5%, reflecting strong long-term appreciation in this market.
Price History
Motley Home Price Trend
City Comparison
Motley vs. National Median
At $269,661, homes in Motley cost 34% below the national median of $410,000. This makes Motley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Motley?
20% Down Payment
$53,932
on $269,661
Monthly P&I
$1,406/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,786/mo
incl. taxes & insurance
Income Needed
$71,440
gross annual (30% rule)
10% Down Option
$26,966
+ PMI applies
Loan Amount (20% dn)
$215,729
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Motley, MN?
The median home value in Motley is $269,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Motley?
Over the past year, home values in Motley have increased by 4.6%. Over five years, prices have risen approximately 35.5%.
How much do I need to earn to buy a home in Motley?
To comfortably afford the median home price of $269,661 with a 20% down payment ($53,932) at today's rates (6.8%), you'd need a gross annual income of approximately $71,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Motley compare to the national average home price?
The national median home value is approximately $410,000. At $269,661, homes in Motley are 34% below the national average.
What metro area is Motley part of?
Motley is part of the Brainerd, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.