Market Overview
Home Prices in North Saint Paul, MN
The median home value in North Saint Paul, MN is $333,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Saint Paul are priced19% below average. North Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, North Saint Paul home values have risen by approximately13.0%, reflecting steady appreciation in this market.
Price History
North Saint Paul Home Price Trend
City Comparison
North Saint Paul vs. National Median
At $333,409, homes in North Saint Paul cost 19% below the national median of $410,000. This makes North Saint Paul a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in North Saint Paul?
20% Down Payment
$66,682
on $333,409
Monthly P&I
$1,739/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,209/mo
incl. taxes & insurance
Income Needed
$88,360
gross annual (30% rule)
10% Down Option
$33,341
+ PMI applies
Loan Amount (20% dn)
$266,727
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Saint Paul, MN?
The median home value in North Saint Paul is $333,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in North Saint Paul?
Over the past year, home values in North Saint Paul have increased by 1.4%. Over five years, prices have risen approximately 13.0%.
How much do I need to earn to buy a home in North Saint Paul?
To comfortably afford the median home price of $333,409 with a 20% down payment ($66,682) at today's rates (6.8%), you'd need a gross annual income of approximately $88,360. This assumes keeping total housing costs at or below 30% of gross income.
How does North Saint Paul compare to the national average home price?
The national median home value is approximately $410,000. At $333,409, homes in North Saint Paul are 19% below the national average.
What metro area is North Saint Paul part of?
North Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.