Market Overview
Home Prices in Ortonville, MN
The median home value in Ortonville, MN is $205,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.2% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ortonville are priced50% below average.
Over the past five years, Ortonville home values have risen by approximately45.2%, reflecting strong long-term appreciation in this market.
Price History
Ortonville Home Price Trend
2020
$122,295
$122K
—
2021
$141,565
$142K
+15.8%
2022
$168,924
$169K
+19.3%
2023
$180,073
$180K
+6.6%
2024
$177,007
$177K
-1.7%
2025
$183,194
$183K
+3.5%
2026
$205,564
$206K
+12.2%
City Comparison
Ortonville vs. National Median
🏠 Ortonville
$205,564
National Median
$410,000
At $205,564, homes in Ortonville cost 50% below the national median of $410,000. This makes Ortonville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ortonville?
20% Down Payment
$41,113
on $205,564
Monthly P&I
$1,072/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,361/mo
incl. taxes & insurance
Income Needed
$54,440
gross annual (30% rule)
10% Down Option
$20,556
+ PMI applies
Loan Amount (20% dn)
$164,451
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ortonville, MN?
The median home value in Ortonville is $205,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.2% year-over-year.
How much have home prices changed in Ortonville?
Over the past year, home values in Ortonville have increased by 12.2%. Over five years, prices have risen approximately 45.2%.
How much do I need to earn to buy a home in Ortonville?
To comfortably afford the median home price of $205,564 with a 20% down payment ($41,113) at today's rates (6.8%), you'd need a gross annual income of approximately $54,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Ortonville compare to the national average home price?
The national median home value is approximately $410,000. At $205,564, homes in Ortonville are 50% below the national average.