Market Overview
Home Prices in Osage, MN
The median home value in Osage, MN is $337,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osage are priced18% below average.
Over the past five years, Osage home values have risen by approximately44.0%, reflecting strong long-term appreciation in this market.
Price History
Osage Home Price Trend
2020
$202,435
$202K
—
2021
$234,590
$235K
+15.9%
2022
$270,452
$270K
+15.3%
2023
$286,436
$286K
+5.9%
2024
$299,514
$300K
+4.6%
2025
$311,400
$311K
+4.0%
2026
$337,754
$338K
+8.5%
City Comparison
Osage vs. National Median
🏠 Osage
$337,754
National Median
$410,000
At $337,754, homes in Osage cost 18% below the national median of $410,000. This makes Osage a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osage?
20% Down Payment
$67,551
on $337,754
Monthly P&I
$1,762/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,238/mo
incl. taxes & insurance
Income Needed
$89,520
gross annual (30% rule)
10% Down Option
$33,775
+ PMI applies
Loan Amount (20% dn)
$270,203
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osage, MN?
The median home value in Osage is $337,754 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Osage?
Over the past year, home values in Osage have increased by 8.5%. Over five years, prices have risen approximately 44.0%.
How much do I need to earn to buy a home in Osage?
To comfortably afford the median home price of $337,754 with a 20% down payment ($67,551) at today's rates (6.8%), you'd need a gross annual income of approximately $89,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Osage compare to the national average home price?
The national median home value is approximately $410,000. At $337,754, homes in Osage are 18% below the national average.