Market Overview
Home Prices in Rose Creek, MN
The median home value in Rose Creek, MN is $302,565 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rose Creek are priced26% below average. Rose Creek is part of the Austin, MN metro area.
Over the past five years, Rose Creek home values have risen by approximately40.2%, reflecting strong long-term appreciation in this market.
Price History
Rose Creek Home Price Trend
City Comparison
Rose Creek vs. National Median
At $302,565, homes in Rose Creek cost 26% below the national median of $410,000. This makes Rose Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rose Creek?
20% Down Payment
$60,513
on $302,565
Monthly P&I
$1,578/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,004/mo
incl. taxes & insurance
Income Needed
$80,160
gross annual (30% rule)
10% Down Option
$30,257
+ PMI applies
Loan Amount (20% dn)
$242,052
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rose Creek, MN?
The median home value in Rose Creek is $302,565 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Rose Creek?
Over the past year, home values in Rose Creek have increased by 6.9%. Over five years, prices have risen approximately 40.2%.
How much do I need to earn to buy a home in Rose Creek?
To comfortably afford the median home price of $302,565 with a 20% down payment ($60,513) at today's rates (6.8%), you'd need a gross annual income of approximately $80,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Rose Creek compare to the national average home price?
The national median home value is approximately $410,000. At $302,565, homes in Rose Creek are 26% below the national average.
What metro area is Rose Creek part of?
Rose Creek is part of the Austin, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.