Market Overview
Home Prices in Roseau, MN
The median home value in Roseau, MN is $242,278 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roseau are priced41% below average.
Over the past five years, Roseau home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Roseau Home Price Trend
2020
$171,376
$171K
—
2021
$188,721
$189K
+10.1%
2022
$215,538
$216K
+14.2%
2023
$241,017
$241K
+11.8%
2024
$230,125
$230K
-4.5%
2025
$233,044
$233K
+1.3%
2026
$242,278
$242K
+4.0%
City Comparison
Roseau vs. National Median
🏠 Roseau
$242,278
National Median
$410,000
At $242,278, homes in Roseau cost 41% below the national median of $410,000. This makes Roseau a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roseau?
20% Down Payment
$48,456
on $242,278
Monthly P&I
$1,264/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,605/mo
incl. taxes & insurance
Income Needed
$64,200
gross annual (30% rule)
10% Down Option
$24,228
+ PMI applies
Loan Amount (20% dn)
$193,822
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roseau, MN?
The median home value in Roseau is $242,278 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Roseau?
Over the past year, home values in Roseau have increased by 4%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Roseau?
To comfortably afford the median home price of $242,278 with a 20% down payment ($48,456) at today's rates (6.8%), you'd need a gross annual income of approximately $64,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Roseau compare to the national average home price?
The national median home value is approximately $410,000. At $242,278, homes in Roseau are 41% below the national average.