Market Overview
Home Prices in Rosemount, MN
The median home value in Rosemount, MN is $439,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rosemount are priced7% above average. Rosemount is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Rosemount home values have risen by approximately10.5%, reflecting steady appreciation in this market.
Price History
Rosemount Home Price Trend
City Comparison
Rosemount vs. National Median
At $439,658, homes in Rosemount cost 7% above the national median of $410,000. Buyers in Rosemount should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rosemount?
20% Down Payment
$87,932
on $439,658
Monthly P&I
$2,293/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,912/mo
incl. taxes & insurance
Income Needed
$116,480
gross annual (30% rule)
10% Down Option
$43,966
+ PMI applies
Loan Amount (20% dn)
$351,726
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rosemount, MN?
The median home value in Rosemount is $439,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Rosemount?
Over the past year, home values in Rosemount have increased by 0.4%. Over five years, prices have risen approximately 10.5%.
How much do I need to earn to buy a home in Rosemount?
To comfortably afford the median home price of $439,658 with a 20% down payment ($87,932) at today's rates (6.8%), you'd need a gross annual income of approximately $116,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Rosemount compare to the national average home price?
The national median home value is approximately $410,000. At $439,658, homes in Rosemount are 7% above the national average.
What metro area is Rosemount part of?
Rosemount is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.