Market Overview
Home Prices in Rothsay, MN
The median home value in Rothsay, MN is $256,421 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rothsay are priced37% below average. Rothsay is part of the Wahpeton, ND-MN metro area.
Over the past five years, Rothsay home values have risen by approximately27.2%, reflecting strong long-term appreciation in this market.
Price History
Rothsay Home Price Trend
City Comparison
Rothsay vs. National Median
At $256,421, homes in Rothsay cost 37% below the national median of $410,000. This makes Rothsay a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rothsay?
20% Down Payment
$51,284
on $256,421
Monthly P&I
$1,337/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,698/mo
incl. taxes & insurance
Income Needed
$67,920
gross annual (30% rule)
10% Down Option
$25,642
+ PMI applies
Loan Amount (20% dn)
$205,137
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rothsay, MN?
The median home value in Rothsay is $256,421 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Rothsay?
Over the past year, home values in Rothsay have increased by 6.5%. Over five years, prices have risen approximately 27.2%.
How much do I need to earn to buy a home in Rothsay?
To comfortably afford the median home price of $256,421 with a 20% down payment ($51,284) at today's rates (6.8%), you'd need a gross annual income of approximately $67,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Rothsay compare to the national average home price?
The national median home value is approximately $410,000. At $256,421, homes in Rothsay are 37% below the national average.
What metro area is Rothsay part of?
Rothsay is part of the Wahpeton, ND-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.