📍 Saint Augusta, MN · Zillow ZHVI · July 2026

Average Home Price in
Saint Augusta, MN

St. Cloud, MN metro area · Stearns County County

Median Home Value
$388,262
↑ 3.1% year-over-year
vs. National Median
$410,000
Saint Augusta is 5% below
Est. Monthly Payment
$2,025/mo
20% down · 6.8% rate
Income Needed
$103K
gross annual (30% rule)
Median Home Value
$388,262
↑ 3.1% year-over-year

Down Payment (20%)$77,652
Monthly P&I$2,025/mo
With Taxes & Ins.~$2,572/mo
Income Needed$102,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Saint Augusta, MN

The median home value in Saint Augusta, MN is $388,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Saint Augusta are priced5% below average. Saint Augusta is part of the St. Cloud, MN metro area.

Over the past five years, Saint Augusta home values have risen by approximately28.3%, reflecting strong long-term appreciation in this market.

City Comparison

Saint Augusta vs. National Median

🏠 Saint Augusta
$388,262
National Median
$410,000

At $388,262, homes in Saint Augusta cost 5% below the national median of $410,000. This makes Saint Augusta a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Saint Augusta?

20% Down Payment
$77,652
on $388,262
Monthly P&I
$2,025/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,572/mo
incl. taxes & insurance
Income Needed
$102,880
gross annual (30% rule)
10% Down Option
$38,826
+ PMI applies
Loan Amount (20% dn)
$310,610
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Saint Augusta, MN?
The median home value in Saint Augusta is $388,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Saint Augusta?
Over the past year, home values in Saint Augusta have increased by 3.1%. Over five years, prices have risen approximately 28.3%.
How much do I need to earn to buy a home in Saint Augusta?
To comfortably afford the median home price of $388,262 with a 20% down payment ($77,652) at today's rates (6.8%), you'd need a gross annual income of approximately $102,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Augusta compare to the national average home price?
The national median home value is approximately $410,000. At $388,262, homes in Saint Augusta are 5% below the national average.
What metro area is Saint Augusta part of?
Saint Augusta is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.