Market Overview
Home Prices in Saint Francis, MN
The median home value in Saint Francis, MN is $356,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Francis are priced13% below average. Saint Francis is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Saint Francis home values have risen by approximately17.5%, reflecting steady appreciation in this market.
Price History
Saint Francis Home Price Trend
City Comparison
Saint Francis vs. National Median
At $356,712, homes in Saint Francis cost 13% below the national median of $410,000. This makes Saint Francis a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Francis?
20% Down Payment
$71,342
on $356,712
Monthly P&I
$1,860/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,362/mo
incl. taxes & insurance
Income Needed
$94,480
gross annual (30% rule)
10% Down Option
$35,671
+ PMI applies
Loan Amount (20% dn)
$285,370
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Francis, MN?
The median home value in Saint Francis is $356,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Saint Francis?
Over the past year, home values in Saint Francis have increased by 1.3%. Over five years, prices have risen approximately 17.5%.
How much do I need to earn to buy a home in Saint Francis?
To comfortably afford the median home price of $356,712 with a 20% down payment ($71,342) at today's rates (6.8%), you'd need a gross annual income of approximately $94,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Francis compare to the national average home price?
The national median home value is approximately $410,000. At $356,712, homes in Saint Francis are 13% below the national average.
What metro area is Saint Francis part of?
Saint Francis is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.