Market Overview
Home Prices in Saint Marys Point, MN
The median home value in Saint Marys Point, MN is $499,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Marys Point are priced22% above average. Saint Marys Point is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Saint Marys Point home values have risen by approximately19.4%, reflecting steady appreciation in this market.
Price History
Saint Marys Point Home Price Trend
City Comparison
Saint Marys Point vs. National Median
At $499,203, homes in Saint Marys Point cost 22% above the national median of $410,000. Buyers in Saint Marys Point should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Marys Point?
20% Down Payment
$99,841
on $499,203
Monthly P&I
$2,604/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,307/mo
incl. taxes & insurance
Income Needed
$132,280
gross annual (30% rule)
10% Down Option
$49,920
+ PMI applies
Loan Amount (20% dn)
$399,362
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Marys Point, MN?
The median home value in Saint Marys Point is $499,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Saint Marys Point?
Over the past year, home values in Saint Marys Point have increased by 5%. Over five years, prices have risen approximately 19.4%.
How much do I need to earn to buy a home in Saint Marys Point?
To comfortably afford the median home price of $499,203 with a 20% down payment ($99,841) at today's rates (6.8%), you'd need a gross annual income of approximately $132,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Marys Point compare to the national average home price?
The national median home value is approximately $410,000. At $499,203, homes in Saint Marys Point are 22% above the national average.
What metro area is Saint Marys Point part of?
Saint Marys Point is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.