Market Overview
Home Prices in Sartell, MN
The median home value in Sartell, MN is $349,327 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sartell are priced15% below average. Sartell is part of the St. Cloud, MN metro area.
Over the past five years, Sartell home values have risen by approximately26.1%, reflecting strong long-term appreciation in this market.
Price History
Sartell Home Price Trend
City Comparison
Sartell vs. National Median
At $349,327, homes in Sartell cost 15% below the national median of $410,000. This makes Sartell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sartell?
20% Down Payment
$69,865
on $349,327
Monthly P&I
$1,822/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,314/mo
incl. taxes & insurance
Income Needed
$92,560
gross annual (30% rule)
10% Down Option
$34,933
+ PMI applies
Loan Amount (20% dn)
$279,462
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sartell, MN?
The median home value in Sartell is $349,327 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Sartell?
Over the past year, home values in Sartell have increased by 2.6%. Over five years, prices have risen approximately 26.1%.
How much do I need to earn to buy a home in Sartell?
To comfortably afford the median home price of $349,327 with a 20% down payment ($69,865) at today's rates (6.8%), you'd need a gross annual income of approximately $92,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Sartell compare to the national average home price?
The national median home value is approximately $410,000. At $349,327, homes in Sartell are 15% below the national average.
What metro area is Sartell part of?
Sartell is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.