Market Overview
Home Prices in Sauk Centre, MN
The median home value in Sauk Centre, MN is $332,726 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sauk Centre are priced19% below average. Sauk Centre is part of the St. Cloud, MN metro area.
Over the past five years, Sauk Centre home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Sauk Centre Home Price Trend
City Comparison
Sauk Centre vs. National Median
At $332,726, homes in Sauk Centre cost 19% below the national median of $410,000. This makes Sauk Centre a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sauk Centre?
20% Down Payment
$66,545
on $332,726
Monthly P&I
$1,735/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,203/mo
incl. taxes & insurance
Income Needed
$88,120
gross annual (30% rule)
10% Down Option
$33,273
+ PMI applies
Loan Amount (20% dn)
$266,181
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sauk Centre, MN?
The median home value in Sauk Centre is $332,726 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Sauk Centre?
Over the past year, home values in Sauk Centre have increased by 3%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Sauk Centre?
To comfortably afford the median home price of $332,726 with a 20% down payment ($66,545) at today's rates (6.8%), you'd need a gross annual income of approximately $88,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Sauk Centre compare to the national average home price?
The national median home value is approximately $410,000. At $332,726, homes in Sauk Centre are 19% below the national average.
What metro area is Sauk Centre part of?
Sauk Centre is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.