Market Overview
Home Prices in Sebeka, MN
The median home value in Sebeka, MN is $264,827 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sebeka are priced35% below average. Sebeka is part of the Fergus Falls, MN metro area.
Over the past five years, Sebeka home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Sebeka Home Price Trend
City Comparison
Sebeka vs. National Median
At $264,827, homes in Sebeka cost 35% below the national median of $410,000. This makes Sebeka a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sebeka?
20% Down Payment
$52,965
on $264,827
Monthly P&I
$1,381/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,754/mo
incl. taxes & insurance
Income Needed
$70,160
gross annual (30% rule)
10% Down Option
$26,483
+ PMI applies
Loan Amount (20% dn)
$211,862
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sebeka, MN?
The median home value in Sebeka is $264,827 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Sebeka?
Over the past year, home values in Sebeka have increased by 3.8%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Sebeka?
To comfortably afford the median home price of $264,827 with a 20% down payment ($52,965) at today's rates (6.8%), you'd need a gross annual income of approximately $70,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Sebeka compare to the national average home price?
The national median home value is approximately $410,000. At $264,827, homes in Sebeka are 35% below the national average.
What metro area is Sebeka part of?
Sebeka is part of the Fergus Falls, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.