Market Overview
Home Prices in South Haven, MN
The median home value in South Haven, MN is $417,723 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Haven are priced2% above average. South Haven is part of the St. Cloud, MN metro area.
Over the past five years, South Haven home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
South Haven Home Price Trend
City Comparison
South Haven vs. National Median
At $417,723, homes in South Haven cost 2% above the national median of $410,000. Buyers in South Haven should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in South Haven?
20% Down Payment
$83,545
on $417,723
Monthly P&I
$2,179/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,767/mo
incl. taxes & insurance
Income Needed
$110,680
gross annual (30% rule)
10% Down Option
$41,772
+ PMI applies
Loan Amount (20% dn)
$334,178
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Haven, MN?
The median home value in South Haven is $417,723 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in South Haven?
Over the past year, home values in South Haven have increased by 4.4%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in South Haven?
To comfortably afford the median home price of $417,723 with a 20% down payment ($83,545) at today's rates (6.8%), you'd need a gross annual income of approximately $110,680. This assumes keeping total housing costs at or below 30% of gross income.
How does South Haven compare to the national average home price?
The national median home value is approximately $410,000. At $417,723, homes in South Haven are 2% above the national average.
What metro area is South Haven part of?
South Haven is part of the St. Cloud, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.