Market Overview
Home Prices in South Saint Paul, MN
The median home value in South Saint Paul, MN is $305,439 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Saint Paul are priced26% below average. South Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, South Saint Paul home values have risen by approximately13.8%, reflecting steady appreciation in this market.
Price History
South Saint Paul Home Price Trend
City Comparison
South Saint Paul vs. National Median
At $305,439, homes in South Saint Paul cost 26% below the national median of $410,000. This makes South Saint Paul a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Saint Paul?
20% Down Payment
$61,088
on $305,439
Monthly P&I
$1,593/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,023/mo
incl. taxes & insurance
Income Needed
$80,920
gross annual (30% rule)
10% Down Option
$30,544
+ PMI applies
Loan Amount (20% dn)
$244,351
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Saint Paul, MN?
The median home value in South Saint Paul is $305,439 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in South Saint Paul?
Over the past year, home values in South Saint Paul have increased by 3.1%. Over five years, prices have risen approximately 13.8%.
How much do I need to earn to buy a home in South Saint Paul?
To comfortably afford the median home price of $305,439 with a 20% down payment ($61,088) at today's rates (6.8%), you'd need a gross annual income of approximately $80,920. This assumes keeping total housing costs at or below 30% of gross income.
How does South Saint Paul compare to the national average home price?
The national median home value is approximately $410,000. At $305,439, homes in South Saint Paul are 26% below the national average.
What metro area is South Saint Paul part of?
South Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.