Market Overview
Home Prices in Stacy, MN
The median home value in Stacy, MN is $424,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stacy are priced4% above average. Stacy is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Stacy home values have risen by approximately22.2%, reflecting strong long-term appreciation in this market.
Price History
Stacy Home Price Trend
City Comparison
Stacy vs. National Median
At $424,636, homes in Stacy cost 4% above the national median of $410,000. Buyers in Stacy should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stacy?
20% Down Payment
$84,927
on $424,636
Monthly P&I
$2,215/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,813/mo
incl. taxes & insurance
Income Needed
$112,520
gross annual (30% rule)
10% Down Option
$42,464
+ PMI applies
Loan Amount (20% dn)
$339,709
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stacy, MN?
The median home value in Stacy is $424,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Stacy?
Over the past year, home values in Stacy have increased by 3.9%. Over five years, prices have risen approximately 22.2%.
How much do I need to earn to buy a home in Stacy?
To comfortably afford the median home price of $424,636 with a 20% down payment ($84,927) at today's rates (6.8%), you'd need a gross annual income of approximately $112,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Stacy compare to the national average home price?
The national median home value is approximately $410,000. At $424,636, homes in Stacy are 4% above the national average.
What metro area is Stacy part of?
Stacy is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.