Market Overview
Home Prices in Swanville, MN
The median home value in Swanville, MN is $347,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swanville are priced15% below average.
Over the past five years, Swanville home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Swanville Home Price Trend
2020
$222,183
$222K
—
2021
$270,894
$271K
+21.9%
2022
$302,556
$303K
+11.7%
2023
$313,974
$314K
+3.8%
2024
$323,339
$323K
+3.0%
2025
$339,431
$339K
+5.0%
2026
$347,843
$348K
+2.5%
City Comparison
Swanville vs. National Median
🏠 Swanville
$347,843
National Median
$410,000
At $347,843, homes in Swanville cost 15% below the national median of $410,000. This makes Swanville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Swanville?
20% Down Payment
$69,569
on $347,843
Monthly P&I
$1,814/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,304/mo
incl. taxes & insurance
Income Needed
$92,160
gross annual (30% rule)
10% Down Option
$34,784
+ PMI applies
Loan Amount (20% dn)
$278,274
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swanville, MN?
The median home value in Swanville is $347,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Swanville?
Over the past year, home values in Swanville have increased by 2.5%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Swanville?
To comfortably afford the median home price of $347,843 with a 20% down payment ($69,569) at today's rates (6.8%), you'd need a gross annual income of approximately $92,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Swanville compare to the national average home price?
The national median home value is approximately $410,000. At $347,843, homes in Swanville are 15% below the national average.