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📍 Trail, MN · Zillow ZHVI · July 2026

Average Home Price in
Trail, MN

Grand Forks, ND-MN metro area · Polk County County

Median Home Value
$276,082
↓ 0.1% year-over-year
vs. National Median
$410,000
Trail is 33% below
Est. Monthly Payment
$1,440/mo
20% down · 6.8% rate
Income Needed
$73K
gross annual (30% rule)
Median Home Value
$276,082
↓ 0.1% year-over-year
Down Payment (20%)$55,216
Monthly P&I$1,440/mo
With Taxes & Ins.~$1,829/mo
Income Needed$73,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Trail, MN

The median home value in Trail, MN is $276,082 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 4.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Trail are priced33% below average. Trail is part of the Grand Forks, ND-MN metro area.

City Comparison

Trail vs. National Median

🏠 Trail
$276,082
National Median
$410,000

At $276,082, homes in Trail cost 33% below the national median of $410,000. This makes Trail a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Trail?

20% Down Payment
$55,216
on $276,082
Monthly P&I
$1,440/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,829/mo
incl. taxes & insurance
Income Needed
$73,160
gross annual (30% rule)
10% Down Option
$27,608
+ PMI applies
Loan Amount (20% dn)
$220,866
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Trail, MN?
The median home value in Trail is $276,082 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Trail?
Over the past year, home values in Trail have decreased by 0.1%.
How much do I need to earn to buy a home in Trail?
To comfortably afford the median home price of $276,082 with a 20% down payment ($55,216) at today's rates (6.8%), you'd need a gross annual income of approximately $73,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Trail compare to the national average home price?
The national median home value is approximately $410,000. At $276,082, homes in Trail are 33% below the national average.
What metro area is Trail part of?
Trail is part of the Grand Forks, ND-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.