Market Overview
Home Prices in Upsala, MN
The median home value in Upsala, MN is $218,909 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Upsala are priced47% below average.
Over the past five years, Upsala home values have risen by approximately31.1%, reflecting strong long-term appreciation in this market.
Price History
Upsala Home Price Trend
2020
$147,966
$148K
—
2021
$166,952
$167K
+12.8%
2022
$193,890
$194K
+16.1%
2023
$200,795
$201K
+3.6%
2024
$203,635
$204K
+1.4%
2025
$205,309
$205K
+0.8%
2026
$218,909
$219K
+6.6%
City Comparison
Upsala vs. National Median
🏠 Upsala
$218,909
National Median
$410,000
At $218,909, homes in Upsala cost 47% below the national median of $410,000. This makes Upsala a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Upsala?
20% Down Payment
$43,782
on $218,909
Monthly P&I
$1,142/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,450/mo
incl. taxes & insurance
Income Needed
$58,000
gross annual (30% rule)
10% Down Option
$21,891
+ PMI applies
Loan Amount (20% dn)
$175,127
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Upsala, MN?
The median home value in Upsala is $218,909 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Upsala?
Over the past year, home values in Upsala have increased by 6.6%. Over five years, prices have risen approximately 31.1%.
How much do I need to earn to buy a home in Upsala?
To comfortably afford the median home price of $218,909 with a 20% down payment ($43,782) at today's rates (6.8%), you'd need a gross annual income of approximately $58,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Upsala compare to the national average home price?
The national median home value is approximately $410,000. At $218,909, homes in Upsala are 47% below the national average.