📍 Vadnais Heights, MN · Zillow ZHVI · July 2026

Average Home Price in
Vadnais Heights, MN

Minneapolis-St. Paul-Bloomington, MN-WI metro area · Ramsey County County

Median Home Value
$380,448
↑ 1.8% year-over-year
vs. National Median
$410,000
Vadnais Heights is 7% below
Est. Monthly Payment
$1,984/mo
20% down · 6.8% rate
Income Needed
$101K
gross annual (30% rule)
Median Home Value
$380,448
↑ 1.8% year-over-year

Down Payment (20%)$76,090
Monthly P&I$1,984/mo
With Taxes & Ins.~$2,520/mo
Income Needed$100,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Vadnais Heights, MN

The median home value in Vadnais Heights, MN is $380,448 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Vadnais Heights are priced7% below average. Vadnais Heights is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.

Over the past five years, Vadnais Heights home values have risen by approximately12.1%, reflecting steady appreciation in this market.

City Comparison

Vadnais Heights vs. National Median

🏠 Vadnais Heights
$380,448
National Median
$410,000

At $380,448, homes in Vadnais Heights cost 7% below the national median of $410,000. This makes Vadnais Heights a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Vadnais Heights?

20% Down Payment
$76,090
on $380,448
Monthly P&I
$1,984/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,520/mo
incl. taxes & insurance
Income Needed
$100,800
gross annual (30% rule)
10% Down Option
$38,045
+ PMI applies
Loan Amount (20% dn)
$304,358
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Vadnais Heights, MN?
The median home value in Vadnais Heights is $380,448 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Vadnais Heights?
Over the past year, home values in Vadnais Heights have increased by 1.8%. Over five years, prices have risen approximately 12.1%.
How much do I need to earn to buy a home in Vadnais Heights?
To comfortably afford the median home price of $380,448 with a 20% down payment ($76,090) at today's rates (6.8%), you'd need a gross annual income of approximately $100,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Vadnais Heights compare to the national average home price?
The national median home value is approximately $410,000. At $380,448, homes in Vadnais Heights are 7% below the national average.
What metro area is Vadnais Heights part of?
Vadnais Heights is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.