Market Overview
Home Prices in Verndale, MN
The median home value in Verndale, MN is $260,940 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Verndale are priced36% below average. Verndale is part of the Brainerd, MN metro area.
Over the past five years, Verndale home values have risen by approximately28.0%, reflecting strong long-term appreciation in this market.
Price History
Verndale Home Price Trend
City Comparison
Verndale vs. National Median
At $260,940, homes in Verndale cost 36% below the national median of $410,000. This makes Verndale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Verndale?
20% Down Payment
$52,188
on $260,940
Monthly P&I
$1,361/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,728/mo
incl. taxes & insurance
Income Needed
$69,120
gross annual (30% rule)
10% Down Option
$26,094
+ PMI applies
Loan Amount (20% dn)
$208,752
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Verndale, MN?
The median home value in Verndale is $260,940 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Verndale?
Over the past year, home values in Verndale have increased by 6.1%. Over five years, prices have risen approximately 28.0%.
How much do I need to earn to buy a home in Verndale?
To comfortably afford the median home price of $260,940 with a 20% down payment ($52,188) at today's rates (6.8%), you'd need a gross annual income of approximately $69,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Verndale compare to the national average home price?
The national median home value is approximately $410,000. At $260,940, homes in Verndale are 36% below the national average.
What metro area is Verndale part of?
Verndale is part of the Brainerd, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.